The ATM Business
Who needs AmericaOne? How the industry works
 


Individual locations

Locations usually finance their equipment purchase via a leasing source introduced to them by AmericaOne. The location owner and/or manager does most of the day-to-day ATM management e.g., filling the ATM with cash. AmericaOne's management expertise is minimally utilized and is usually limited to providing month end summary reports, surcharge reimbursement, settlement and dispute research.

Multiple location accounts that purchase their own equipment

Locations usually finance their equipment purchase via a leasing source introduced to them by AmericaOne. The corporate headquarters coordinates its own day-to-day ATM management via store managers e.g., filling the ATM with cash. AmericaOne's management expertise is again minimally utilized and is usually limited to providing month end summary reports, surcharge reimbursement, settlement and dispute research. In some cases additional summary reports and individual terminal analysis is provided.

Third party ATM owners

Equipment is sold to individuals and companies who desire to own the equipment so as to reap the major part of the ATM net profits. Owners lease their ATM equipment back to AmericaOne and receive a percentage of the net profit as their lease payment. Owners have no vested right in the locations in which they have placed their ATMs.

Individual Free Placement Accounts

Locations usually lease space in their store to AmericaOne so that AmericaOne can place a third party ATM owner's equipment in the establishment. Compensation to the location is dependent on the location's participation in the ATM day-to-day management. Most individual locations desire higher compensation and are willing to load their own cash and perform first line maintenance.

Multiple locations Free Placement Accounts

These are accounts that desire to lease space to AmericaOne for ATM placement. Third-party or AmericaOne corporate owned ATMs are placed in these locations and full service vault cash is provided to manage the ATMs. This option best utilizes AmericaOne's developed management systems and expertise.

 

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